Auto Loans as low as 4.75% APR*
No payments for up to 60 days plus a $25 gas card!

Justice FCU wants to put you in the driver’s seat with auto loans as low as 4.75% APR. *

And, for a limited time, when you are approved for a new or refinanced auto loan** of at least $5,000 with Justice FCU, we’ll give you:

• A deferred payment of up to 60 days, and
• A $25 gas card.

Hurry! offer valid April 1 - May 31, 2008!

Click here for more information on new and used Auto Loans.

Refinanced Justice FCU auto loans of at least $2,500 are eligible for up to 60 days of deferred payments but not eligible for a gas card.

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Now...Save .25% on your New or Refinanced First Mortgage Loan!
With Direct Deposit into your JNA Checking Account

JNA Account holders with Direct Deposit into their JNA Checking Accounts save .25% on Justice FCU’s already great rates on a new or refinanced First Mortgage Loan!

Save hundreds — perhaps thousands — of dollars on mortgage interest over the life of the loan just by having your paycheck directly deposited into your JNA Checking Account.

The rate reduction does not apply to loan modifications and Jumbo (non-conforming) loans.

For more information, about opening a JNA Checking Account, or setting up a Direct Deposit, stop by a JFCU Branch, or call 800.550.5328.

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Credit Card Statements made available through Web BillPay

Attention Web BillPay users! You can now receive your Justice FCU credit card statement online through Web BillPay. Simply log in and go to the “Manage My Bills” screen and select the Credit Union credit card from the biller drop down list. Once selected, choose “Add an electronic version of my bill” to sign up for electronic statements. It’s quick, easy, and free – do it today.

Even if you don't use Justice FCU's great online bill paying service, you still may be able to take advantage of this new feature. Check with your online bill paying provider to see if you can begin receiving your Justice FCU credit card statements.

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Congratulations to our iPod® Touch Holiday Sweepstakes Winners!
Congratulations to the following members for winning iPod® Touch Holiday Sweepstakes.

• Shirley Bigelow
• William Stillwell
• Sharon Cohen
• Frank Matko Jr.

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Refinance your mortgage with Justice FCU

Justice FCU simplifies your refinancing process while providing you with a personal and stress-free experience.

To learn more about Justice FCU mortgage and refinancing programs, call us at 800.550.5328 or visit your local branch.

Apply for a mortgage online.

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Justice FCU offers Mortgage Pre-Approvals at no cost for a limited time
Do you want to give a firm offer to the seller and sign the purchase contract today?

Take advantage of this fast service and present a pre-approval letter to your real estate agent to make an offer on your ideal home.  We are waiving the pre-approval fee and providing pre-approval letters within 72 hours.  Allow our experienced staff to help you choose the mortgage program that is best suited for your needs.  For more information, please call 800.550.5328 option 5.

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What is a Googolplex?*

Ever wonder: Which is worth more—a 1978 Boba Fett action figure or a 1989 Hot Wheels Lamborghini? If the U.S. could run out of money? Who's taking money out of your paycheck?

You'll find the answers to these and a googol of other questions by reading Googolplex, Justice FCU’s guide for student moneymakers.
Googolplex contains stories, games, and puzzles for elementary, middle, and high school students. It's all about money—getting it, saving it, spending it, borrowing it. It'll show you how business and the economy work and how you can take control of your financial future. And it'll make you laugh.

Read Googolplex today. And come back regularly. You'll find something new each month. It's just one more way Justice FCU can help you make the most of your money.

* A Googolplex is the largest number with a name. If we could know how many atoms there are in the universe, that number would still be less than a Googolplex. Notice that Googolplex is not simply the largest number, because there is always Googolplex + 1! Googolplex is also the name of Justice FCU's online youth magazine.

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ATTENTION CREDIT CARD HOLDERS!

Justice FCU is pleased to announce the transition of our credit card processing to the Nation’s largest credit union service organization.This transition means some important changes to you, our member, which we encourage you to review.

Click here for brochure

Mailed to all credit card holders during the week of June 11. 2007

Credit Card Payment Info:
To report a lost/stolen credit card, please call 866.820.3036.

Beginning December 31, 2007, Justice FCU will no longer accept VISA payments at branches, or Justice FCU Chantilly, VA headquarters.

Please note your new VISA payment options:

ATTENTION REWARD POINTS HOLDERS!

Justice FCU is pleased to announce our new rewards program, CURewards. JNA VISA® Debit Card holders and Platinum credit card holders will continue to earn one point per dollar spent on signature (non-PIN) based purchase transactions* made on your JNA Debit and Platinum credit cards.

Be sure to visit www.curewards.com to checkout the selection of items that you can purchase with your earned points. Be assured that you won’t skip a beat as we launch this new rewards program! Debit card holders may begin using www.curewards.com to redeem points at anytime; Credit card holders may begin redeeming points through this new program beginning July 22, 2007.

*POS transactions are not included.

**IMPORTANT NOTICE FOR VISA® DEBIT & CREDIT CARD HOLDERS

Justice FCU’s debit and credit card processor transition will require that you re-enroll in the Verified by VISA program. Verified by VISA provides an added layer of security for protecting your confidential card information when you make online purchases. There is no charge for enrollment.

Please note that every attempt was made to avoid the need for re-enrollment in Verified by VISA. Unfortunately, it was not possible. We regret any inconvenience this change may cause. Thank you for your continued use of your Justice FCU debit and credit cards

Click here for more information or to re-enroll in Verified by VISA.

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Free Shared Branches!

ATTENTION MEMBERS! Effective June 1, 2007, Justice FCU has eliminated the service fee to conduct transactions at shared branches. You and your family can now access your Justice FCU accounts at over 2,700 shared branches nationwide with no service fee.

You can do any of the following at a Shared Branch:

Make withdrawals

Cash checks (You'll first be required to deposit the check and then you can withdraw the funds.)

Make deposits

Make loan payments

Transfer funds

Get account balances

And much more!

Find a Shared Branch in your area.

Find a Free ATM In your area.

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Announcing Our New Low Student Courtesy/NSF Fee

Beginning June 1, 2007, Courtesy Pay/NSF fees for Student Checking accounts were reduced from $28 to just $5. Now is the time to develop financial savvy by having a checking account and a VISA® Debit Card. Student Checking accounts provide a $500 Courtesy Pay, the first 50 packs of checks at no charge, and a VISA® Debit Card.

To open a Student Checking account, the member must be a full time student. If the student is under 18 years of age, a joint owner who is at least 21 must be on the account.

Click here to join Justice FCU.

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HOME EQUITY LOANS…Introductory Rate of 4.99% on Home Equity Line of Credit*

If you’re a home owner, a Justice FCU Equity Loan or Line of Credit is the easiest, most cost effective way to consolidate your debt or fund major expenses such as home improvements, college tuition, or a family vacation. We offer two kinds of equity products to help you get the most out of your home.

Both Home Equity Products offer the Following Features:

Tap in up to 100% of your home’s equity

Borrow between $5,000 - $250,000

No application fees or points

No prepayment penalties

Low monthly payments

Interest is tax deductible in most cases†

Low documentation requirements

Click Here to Apply Now!

Rates current as of July 1, 2007 and subject to change without notice. Home Equity loans and lines of credit are not available in all states.
*Six-month introductory annual percentage rate of 4.99%. Maximum percentage rate not to exceed applicable prime rate plus 2% at time of adjustment. Offer not available on Justice FCU refinances.

†This is not a tax opinion.  To the extent it contains tax advice, it is not intended or written by Justice FCU to be used, and it cannot be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer by the Internal Revenue Service. Please see your tax consultant for more information.

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SAVE MONEY. SAVE TIME. SAVE THE HASSLE.

Justice Federal Credit Union and CU Realty Services have teamed up to save you hundreds, if not thousands of dollars every time you BUY or SELL real estate. By using one of our approved real estate agents you will receive a rebate on your real estate broker/agent’s commission when you complete a transaction.

Register now for our convenient, hassle-free way to buy and sell real estate, and get the most for your money.

SIGN UP AND SAVE TODAY!

curealty.com/public/Default.aspx?BrandCode=jfcu.

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