A Student Visa Card from Justice FCU provides good learning opportunities for students 17-21 without the high rates and fees that get some young people in to trouble. Take a closer look. The Justice FCU Student Visa Card offers:
| • |
The responsibility for students to manage their own credit card account |
| • |
An opportunity for the student to learn about and build their credit |
| • |
Peace of mind in being prepared for emergency needs |
| • |
Automatic credit limit approval of $250 |
| • |
Higher credit limits from $250 to $5,000 with approval of parent or guardian's co-application. |
Students will also benefit from all the same great features that a regular Visa card offers, including no annual fee, worldwide acceptance, and an introductory rate of 6.9% APR* for six months, followed by a low fixed rate of 16.9% APR*. With a Student Visa Card, students will be able to manage their expenses today while working to build a solid credit history for the future.
*Annual Percentage Rate
Verified By Visa
Verified by Visa protects your existing Visa card number with a
personal password, giving you reassurance that only you can use
your Visa card online. Register your card today by clicking on the
button below!
Click here for more information on Visa security and protection.
| IMPORTANT
TERMS REGARDING THE STUDENT VISA CARD |
| Annual Percentage
Rate |
16.9% on purchases
and cash advances;
6.9% introductory rate for first 6 months |
| Grace Period
for Purchases |
23-26 days |
| Balance Calculation
Method |
Average Daily
Balance |
| Annual Fee |
None |
| Minimum Finance
Charge |
None |
| Transaction
Fee for Purchases |
None |
| Transaction
Fee for Cash Advances |
None |
| Late Payment
Fee |
$20 after
10 days late |
| Over-the-Credit
Limit Fee |
$20 for each
billing cycle during which you exceed your credit limit |
| Returned Check
Fee |
$28 |
| Stop Payment
Fee |
$20 |
| Cash Advance
Fee |
None |
|
