Justice FCU is proud to announce the GROW WITH ME account, the account that allows a child's money to grow alongside them throughout the various stages of their lives.

Opening the GROW WITH ME account is as easy as 1...2...3.

	The account begins as a Certificate for any child* under the age of 18 with a minimum opening deposit of $500 - $10,000 of new money or funds transfered from the child's Young Savers Account.**
	The child's certificate will earn a 5.50% Annual Percentage Yield for the first 12 months of the account!***
	On the anniversary of the account (12 months after opening), the dividend rate becomes variable.
	You can make additional deposits of up to $1,000 any time throughout the year or transfer up to $1,000 from the child's Young Savers account. A great way to save all those monetary gifts children receive during the year!
	The child’s certificate will earn the Fed Funds rate plus 1%.*** For example: if the Fed Funds rate is 3%, the GROW WITH ME account will earn 4%! See current rates.
	The certificate will mature† on the teen’s 18th birthday and automatically transfer to a Student Checking Account.
	At this point, the teen is also eligible for a Student VISA Card.

The GROW WITH ME account is designed to get children off to a great start with their savings, as well as to teach them how to be responsible with money. For more information on the GROW WITH ME account, call us toll-free at 800.550.5328, or stop by your local branch.

* The account must be opened for a child, grandchild, or other family member under the age of 18 using their Social Security number. Family member or legal guardian must have Justice FCU membership for minor to be eligible for this account.
** To qualify for the offer, funds must be new money deposits or funded from the child's Young Savers account. New money is considered either: (1) Funds from another financial institution transferred to a Grow With Me account. (2) Funds that have been on deposit in a Justice FCU account for 30 days or less transferred into the Grow With Me account.
*** The introductory rate as of July 1, 2009, is 5.35% with a 5.50% Annual Percentage Yield for the first 12 months and subject to change. The rate will change quarterly at the 13th month, based on the Fed Funds prevailing rate plus 1%.
† There is a penalty if funds are withdrawn prior to maturity date. All dividends will be forfeited if the Grow With Me account is closed prior to the teen's 18th birthday. Fees or other conditions may reduce earnings.