Save time and money
when you finance a new or used vehicle through Justice FCU. Our pre-approved
loans allow you to shop with peace of mind and within your budget.
New Autos
You can finance your new car or truck for up to 60 months (or up
to 84 months for new autos in excess of $30,000). Interest
rates will vary depending upon the length of financing. On
new vehicles, Justice FCU lends up to 110% of the cost for qualified applicants.
There is no penalty if you pay your loan off early.
Used Autos
A used car or truck can be financed for up
to 60 months, with the term based upon the amount borrowed.
For a used vehicle, Justice FCU will finance up to 110% of the NADA "Blue
Book" retail value of the automobile. Taxes and tags
may also be included in the amount you finance as long as the purchase
price and the taxes and tags do not exceed the "Blue Book"
value.
Member Auto Payment Saver (MAPS)
Justice FCU offers a practical option to conventional vehicle financing
or leasing. While similar in concept, MAPS overcomes many
of the disadvantages of leasing.
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Lower monthly payments than traditional auto
loans |
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Option to upgrade your vehicle every two
to three years |
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Ownership of vehicle |
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No capitalization fees |
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No security deposit |
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No first or last payment required up front |
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Greater flexibility:
- Sell/Trade
- Finance residual value as used vehicle loan
- Return at the end of the loan |
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No early payoff penalty |
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Realistic residual value |
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Current year and previous three year model
cars, vans, and light trucks qualify |
Based on the term of your loan, a future value
is established using industry approved guidelines. The difference
between what you pay for the vehicle and the future value is then
used to determine your monthly payment.
For more information, please call 800.550.5328. |
