Why Buy Now?

It’s a buyer’s market. But you already know that, so what’s stopping you from buying?
If you’re yearning to buy your dream home but can’t get past the media hype and the fear, consider this:

Right Now…

• Due to the high inventory of homes on the market, there are more homes to choose from, with unparalleled deals, substantial savings, and buyer incentives.
• Interest rates are still near a 40-year low*  
• Justice FCU has loan programs tailored to fit your financial need.
• Smart buyers know that a low mortgage rate translates to more home for your money.

Would-be homeowners, NOW is the best time to buy! Waiting for the housing market to hit “bottom” means you won’t find a home until prices are on their way back up. Don’t place your opportunity for home-ownership “on-hold.”

Why Refinance Now?

Interest rates are at their lowest level in decades. For homeowners sitting on a higher fixed rate or a less stable variable rate loan, the current interest rates may present an opportunity that just can't be ignored.

• Lower your interest rate .25% on a new or refinanced first mortgage when you open a Justice National Checking Account with Direct Deposit of your paycheck or annuity.**
• No pre-approval fee (savings of $150!).

To speak to a Mortgage Counselor call 800.550.5328 or apply online today.

*Freddie Mac. **Applies to new or refinanced first mortgage loans. The rate reduction does not apply to loan modifications and Jumbo (non-conforming) loans.