CEO Report
The Iron Chef of
Financial Services

by Peter J. Sainato, CEO
Grow With Me Account

With a minimum (and maximum) $1,000 opening deposit of New Money,* this account starts as a high-yielding certificate at an introductory rate of 6.14% APY.** You can make additional deposits up to $1,000 each year on the child's birthday (10 day grace period for deposits applies). A great way to save all those monetary gifts the child received during the year!

After one year, funds transfer to a higher-thanaverage yielding certificate account until the account holder reaches age 18. At that time, the funds transfer to a student checking account, which includes a VISA® debit card. Eligible members who request it will receive a Student VISA card with an automatic limit of $250 (higher limits available).

  *  To qualify for this offer, funds must be New Money deposits only. New Money is considered either: 1) Funds from another financial institution transferred to a Grow With Me Account. 2) Funds that have been on deposit in a Justice FCU account for 30 days or less transferred into the Grow With Me Account.
 **  APY = Annual Percentage Yield. Rate as of April 1, 2008; subject to change. Account must be opened for a child, grandchild, or other family member under the age of 18.
At Justice FCU, we reign supreme over other financial institutions because of our secret ingredients – personable service representatives and the pick of the crop in products and services.
The culinary giants who perform on The Food Network's "Iron Chef" work around a theme ingredient, creating a multitude of creative and tasty dishes. Although the Iron Chefs and their competitors have only one hour to complete five dishes, Justice FCU has spent years listening to our panel of judges – our members – about what types of products best fit your busy lifestyles. The result? A table filled to the brim with financial opportunities. Here's just a small taste of what's currently on the menu at Justice FCU.

Children, jobs, or school can make finding the time to stop in a branch difficult. Online banking lets you perform transactions securely from home at your convenience. Pay bills, check your statements, and have funds directly deposited into your checking or savings account. Visit www.jfcu.org to sample this offering.

Saving has the aroma of success – whether you're thinking ahead to retirement or a child's college education, contributing to a share savings account on a regular basis can help you take charge of your finances and win the battle over spending. And be sure to give your kids a taste of financial responsibility with our new Grow With Me Account.
Saving has the aroma of success. To take your financial goals to new heights, stop by any branch or call 800.550.5328.



Does your checking account lack flair? Try interest-earning checking, and you'll never go back. We offer a competitive dividend rate as a reward to you on JNA checking accounts.

Service Like No Other
Our service representatives are like the Bobby Flays and Masaharu Morimotos of the culinary world – friendly, experienced, and composed. To take your financial goals to new heights, stop by our Kitchen Stadium (any branch) or call 800.550.5328.
 

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