An Auto
Loan from
Justice FCU …
More Reasons
to Hug


Are you ready for a new set of wheels? Is an energy-efficient hybrid, off-road SUV, or gleaming sports car beckoning you? If you're in the market for a new or used car, your smartest money-saving move is to check out Justice FCU first for financing.

Get the Lowdown on Rates
Many auto manufacturers offer low rates to people who finance their new cars through the dealership. However, those rates are very restrictive. You generally need the top credit rating to qualify, and often the terms are too short – three years or less – to result in affordable monthly payments.

In addition, when you run through the math, you may find that taking a rebate from the dealership and financing through your Credit Union is the better deal. Visit www.jfcu.org and use the handy calculators under Member Support to determine the better financing route and your estimated monthly payments.

Get Pre-approved
It makes sense to apply for your car loan or lease before you visit the dealerships. You'll know exactly what you can afford, and you won't need to spend time haggling with the dealer over financing. Our pre-approval process is quick and easy. You can apply in person at a branch, online at www.jfcu.org, or by phone at 800.550.5328.

See What Justice Can Do for You
Justice FCU offers new and used vehicle financing for up to 60 months (or up to 84 months for new cars or trucks worth more than $30,000). We can finance up to 100% of the vehicle's cost for qualified applicants.* And, there is no penalty for paying off your loan early.

So why wait? Contact Justice FCU today.
  *  Justice FCU will finance up to 100% of the NADA "Blue Book" retail value of the automobile. Taxes and tags may be included in the amount you finance. Rates will vary with terms and normal credit restrictions apply.
Just
4.75%
APR*

Offer valid
April 1 –
May 31, 2008*
No Payments for Up to 60 Days,
PLUS, a $25 Gas Card!

Justice FCU wants to put you in the driver's seat with auto loans as low as 4.75% APR.*

And, for a limited time, when you are approved for a new or refinanced auto loan** of at least $5,000 with Justice FCU, we'll give you:

  • A deferred payment of up to 60 days, and
  • A $25 gas card.
Refinanced Justice FCU auto loans of at least $2,500 are eligible for up to 60 days of deferred payments but not eligible for a gas card.

  *  APR = Annual Percentage Rate. Normal credit restrictions apply. Rate may be higher based on past and present credit performance. Rate as of April 1, 2008, and is subject to change.
 **  The original auto loan being refinanced must be from another financial institution to qualify for the deferred payment and
gas card.

Need More Information on Auto Loans?

  • Visit www.jfcu.org and then, from the Products & Services pulldown menu, select Consumer Loans, and then Auto. You can apply online, estimate your monthly payments, and more.
  • Visit your nearest branch (see page 7).
  • Call 800.550.5328.
 

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