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Justice FCU 75th Anniversary
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Current Rates

Consumer Loan Rates
 
 
 
New Automobile Loan Rates
 
All rates are effective March 1, 2010
and are subject to change without notice.
Up to 100% financing for qualified applicants
Loan Term
Annual Percentage Rate
Up to 48 months
as low as 3.75%
60 months
as low as 4.25%
72 months*
as low as 4.25%
84 months*
as low as 4.50%
Sample Monthly Payment of $674.02 for loan amount of $30,000 
at 48 months with 3.75% APR.

$2,500 addition to loan amount required to refinance an existing Justice FCU auto loan. Annual percentage rate may be higher based on past and present credit performance. *72 & 84 month terms only available for auto loan amounts of  $30,000+. 

Auto Loan Calculators
Click here to apply for a loan
For information on this product, click here.

Used Automobile Loan Rates

All rates are effective March 1, 2010
and are subject to change without notice.
Up to 100% financing for qualified applicants
Loan Term
Annual Percentage Rate
Up to 48 months
as low as 3.75%
60 months
as low as 4.25%
72 months*
as low as 4.25%
84 months*
as low as 4.50%
Sample Monthly Payment of $674.02 for loan amount of $30,000 
at 48 months with 3.75% APR.

$2,500 addition to loan amount required to refinance an existing Justice FCU auto loan. Annual percentage rate may be higher based on past and present credit performance. *72 & 84 month terms only available for auto loan amounts of  $30,000+.

Auto Loan Calculators
Click here to apply for a loan
For information on this product, click here.

Personal

All rates are effective March 1, 2010  
and are subject to change without notice.
Loan Amount
Term
Annual Percentage Rate
$1,000-$10,000
up to 36 months
as low as 11.99%
$10,001-$40,000
up to 60 months
as low as 11.99%
Sample Monthly Payment of $444.79 for loan amount of $20,000 
at 60 months with 11.99% APR.

Annual percentage rate may be higher based on past and present credit performance. $1,500.00 addition to loan amount required to refinance an existing Justice FCU personal loan. For further details, speak with a Justice FCU representative. 

Loan Calculators
Click here to apply for a loan
For information on this product, click here.

Education Assistance Loan
 
All rates are effective March 1, 2010  
and are subject to change without notice.
Loan Amount
Term
Annual Percentage Rate
$500 - $2,500
Up to 24 months
as low as 8.50%
$2,501 - $5,000
up to 48 months
as low as 8.50%
$5,001 - $10,000
Up to 60 months
as low as 8.50%
$10,001 - $20,000
Up to 96 months
as low as 8.50%
$20,001 - $40,000
Up to 120 months
as low as 8.50%
Sample Monthly Payment of $123.24 for loan amount of $5,000 
at 48 months with 8.50% APR.

Annual Percentage Rate (APR) is based on evaluation of applicant's credit. Your actual APR will be stated and disclosed at the time of disbursement. For further details, speak with a Justice FCU representative.

Loan Calculators
Click here to apply for a loan
For information on this product, click here.

Justice Line of Credit Rate

All rates are effective March 1, 2010  
and are subject to change without notice.
Loan Amount
Annual Percentage Rate
$1,000-$40,000
as low as 12.50%
Annual percentage rate may be higher based on past and present credit performance.
For information on this product, click here.
Click here to apply for a loan

New RV / Motorcycle Loan Rates

All rates are effective March 1, 2010  
and are subject to change without notice.
Terms
Annual Percentage Rate
Up to 60 months
as low as 6.65%
61 to 84 months*
as low as 7.65%
Sample Monthly Payment of $196.36 for loan amount of $10,000 
at 60 months with 6.65% APR

Annual percentage rate may be higher based on past and present credit performance.
*61 to 84 month terms only available for RV/Motorcycle loan amounts of  $30,000+. 

Loan Calculators
Click here to apply for a loan
For information on this product, click here.

Used RV / Motorcycle Loan Rates

All rates are effective March 1, 2010  
and are subject to change without notice.
Terms
Annual Percentage Rate
Up to 60 months
as low as 6.65%
61 to 84 months*
as low as 7.65%
Sample Monthly Payment of $196.36 for loan amount of $10,000 
at 60 months with 6.65% APR

Annual percentage rate may be higher based on past and present credit performance.
*61 to 84 month terms only available for RV/Motorcycle loan amounts of  $30,000+. 

Loan Calculators
Click here to apply for a loan
For information on this product, click here.

New Boat Loan Rates

All rates are effective March 1, 2010  
and are subject to change without notice.
Terms
Annual Percentage Rate
Up to 60 months
as low as 6.15%
61 to 144 months*
as low as 7.15%
Sample Monthly Payment of $388.05 for loan amount of $20,000 
at 60 months with 6.15% APR.

Annual percentage rate may be higher based on past and present credit performance.
*84 month terms only available for Boat loan amounts of  $10,001 - $15,000.
120 month terms only available for Boat loan amounts of  $15,001 - $20,000.
144 month terms only available for Boat loan amounts of  $20,001+.

Loan Calculators
Click here to apply for a loan
For information on this product, click here.

Used Boat Loan Rates

All rates are effective March 1, 2010
and are subject to change without notice.
Terms
Annual Percentage Rate
Up to 60 months
as low as 6.15%
61 to 144 months*
as low as 7.15%
Sample Monthly Payment of $388.05 for loan amount of $20,000 
at 60 months with 6.15% APR.

Annual percentage rate may be higher based on past and present credit performance.
*84 month terms only available for Boat loan amounts of  $10,001 - $15,000.
120 month terms only available for Boat loan amounts of  $15,001 - $20,000.
144 month terms only available for Boat loan amounts of  $20,001+.

Loan Calculators
Click here to apply for a loan
For information on this product, click here.

Share Secured Loan Rate

All rates are effective March 1, 2010
and are subject to change without notice.
Terms
Annual Percentage Rate
Up to 60 months
as low as 3.00%
Sample Monthly Payment of $58.16 for loan amount of $2,000 
at 36 months with 3.00% APR.

Annual percentage rate may be higher based on past and present credit performance.

Loan Calculators
For information on this product, click here.
Click for more info
 
NCUA
Phone: 800.550.JFCU (5328) • Email: jfcu@jfcu.org
ABA/Routing Number: 254074413
Equal Housing Lender
Justice Federal Credit Union Announcement

Attention Members:

We will be performing system upgrades on Thursday, June 18, 2009 from 6:00 PM (EDT) to 7:00 PM (EDT).

While no significant downtime is expected, MemberLink, The Informer, and Justice FCU ATM services may be intermittently unavailable.

We apologize for any inconvenience.