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Savings Rates

All rates are effective May 1, 2008  
and are subject to change without notice.
Account Type
Dividend Rate
Annual Percentage Yield
Share Savings Accounts
Balance: $20,000+
Balance: $2,500 - $19,999.99
Balance: $300.00 - $2,499.99
Minimum opening deposit: $5.00
.70
.60
.50
.70
.60
.50
For information on this product, click here.
Justice National Account (Checking)
Average daily balance: $2,500.00
Minimum opening deposit: $25.00
1.64
1.65
For information on this product, click here.
Young Savers Account
Balance: $20,000.00+
Balance: $2,500 - $19,999.00
Balance: $5.00 - $2,499.00
Minimum opening deposit: $5.00
1.49
1.39
1.24
1.50
1.40
1.25
For information on this product, click here.
Grow With Me Account
12 Month Introduction
13+ Months (Fed Fund Rate plus 1%)
$1,000 minimum and maximum deposit
5.83
4.00
6.00
4.08
For information on this product, click here.
Savers Club
Balance: $20,000.00+
Balance: $2,500 - $19,999.00
Balance: $5.00 - $2,499.00
No minimum opening deposit
.70
.60
.50
.70
.60
.50
For information on this product, click here.
IRA Share
Balance: $5.00+
No minimum opening deposit
1.49
1.50
For information on this product, click here.
Coverdell Education Savings Account balance: $5.00+
No minimum opening deposit
1.49
1.50
For information on this product, click here.
Sure Saver Certificate
(25-month term)

$100.00 initial deposit
$50 minimum monthly allotment

3.45

3.50
For information on this product, click here.

A penalty will be imposed for early withdrawal from certificate accounts. Fees or other conditions may reduce earnings. Request further information from our staff concerning fees and terms applicable to the advertised accounts.

Click here for a share application form.

Money Market Rates

All rates are effective May 1, 2008
and are subject to change without notice.
Minimum opening deposit: $2,500.00
Account Type
Dividend Rate
Annual Percentage Yield
$100,000+
3.40
3.45
$50,000.00 - $99,999.99
2.96
3.00
$25,000.00 - $49,999.99
2.67
2.70
$10,000.00 - $24,999.99
2.18
2.20
$2,500.00 - $9,999.99
1.44
1.45

Fees or other conditions may reduce earnings. Request further information from our staff concerning fees and terms applicable to the advertised accounts.

Click here for a share application form.
For information on this product, click here.

Certificate Rates

All rates are effective May 1, 2008
and are subject to change without notice.
Minimum opening deposit: $1,000.00
Account Type / Term
Dividend Rate
Annual Percentage Yield
60 month
3.93
4.00
48 month
3.69
3.75
36 month
3.44

3.50

24 month
3.20
3.25
18 month
3.10
3.15
12 month
2.96
3.00
6 month
2.76
2.80
3 month
2.23
2.25

A penalty will be imposed for early withdrawal from certificate accounts. Fees or other conditions may reduce earnings. Request further information from our staff concerning fees and terms applicable to the advertised accounts.

Click here for a share application form.
For information on this product, click here.

Jumbo Certificate Rates

All rates are effective May 1, 2008
and are subject to change without notice.
Minimum opening deposit: $100,000.00
Account Type / Term
Dividend Rate
Annual Percentage Yield
60 month
4.03
4.10
48 month
3.78
3.85
36 month
3.54
3.60
24 month
3.30
3.35
18 month
3.20
3.25
12 month
3.05
3.10
6 month
2.86
2.90
3 month
2.33
2.35

A penalty will be imposed for early withdrawal from certificate accounts. Fees or other conditions may reduce earnings. Request further information from our staff concerning fees and terms applicable to the advertised accounts.

Click here for a share application form.
For information on this product, click here.

Traditional IRA and Roth IRA Certificate Rates

All rates are effective May 1, 2008
and are subject to change without notice.
Minimum opening deposit: $1,000.00
Account Type / Term
Dividend Rates
Annual Percentage Yield
60 month
3.93
4.00
48 month

3.69

3.75
36 month
3.44
3.50
24 month
3.20
3.25
18 month
3.10
3.15
12 month
2.96
3.00
6 month
2.76
2.80
3 month
2.23
2.25

A penalty will be imposed for early withdrawal from certificate accounts. Fees or other conditions may reduce earnings. Request further information from our staff concerning fees and terms applicable to the advertised accounts.

Click here for a share application form.
For information on this product, click here.

Jumbo Traditional IRA and Roth IRA Certificates Rates

All rates are effective May 1, 2008
and are subject to change without notice.
Minimum opening deposit: $100,000.00
Account Type / Term
Dividend Rate
Annual Percentage Yield
60 month
4.03
4.10
48 month
3.78
3.85
36 month
3.54
3.60
24 month
3.30
3.35
18 month
3.20
3.25
12 month
3.05
3.10
6 month
2.86
2.90
3 month
2.33
2.35

A penalty will be imposed for early withdrawal from certificate accounts. Fees or other conditions may reduce earnings. Request further information from our staff concerning fees and terms applicable to the advertised accounts.

Click here for a share application form.
For information on this product, click here.