Justice FCU
 
   
   

 

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Home Equity Loan Rates

                                       Interest Rate               Interest Rate
Loan Term (Amount)
80% LTV (1)
80.01-90% LTV (2)
5 years ($10,000 to $250,000)
5.75%
6.25%
7 years ($10,000 to $250,000)
6.00%
6.50%
10 years ($25,000 to $250,000)
6.25%
6.75%
15 years ($50,000 to $250,000)
6.50%
7.00%

Annual Percentage Rate may be higher based on past and present credit performance. 
(1) Appraisal or tax assessment must be used to establish value.
(2) Maximum loan of $250,000 available with an appraisal report and title search
(3) All rates are subject to change without notice. Rates published are effective as of July 1, 2008.

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Home Equity Line of Credit Rates

Click here for Important Terms regarding the Express Line of Credit Program
Loan To Value (LTV)
Annual Percentage Rate*
Promotional 6 Month Introductory Rate*
4.99%
Up to 80% LTV ($10,000 to $250,000)
4.50%
80.01% - 90% LTV ($10,000 to $250,000)
5.00%

Based on 5.00% Prime Rate as of June 30, 2008. Annual percentage rate may be higher based on past and present credit performance.  Maximum loan amount of $250,000.  Appraisal or tax assessment must be used to establish value.  Maximum loan of $250,000 available with an appraisal report and title search.  LTV is 90% maximum on loan amounts above $50,000. Minimum required initial advance on a Home Equity Line of Credit is $10,000. All rates are effective July 1, 2008 and are subject to change without notice. Home Equity loans and lines of credit are not available in all states.

*Six-month introductory annual percentage rate of 4.99%. Maximum percentage rate not to exceed applicable prime rate plus 2% at time of adjustment. Offer not available on Justice FCU refinances.

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Phone: 800.550.JFCU (5328) • Email: jfcu@jfcu.org
ABA/Routing Number: 254074413