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Equity Loan Rates
|
Interest
Rate
Interest
Rate |
| Loan
Term (Amount) |
80%
LTV (1) |
80.01-90%
LTV (2) |
| 5 years ($10,000 to $250,000) |
5.75% |
6.25% |
| 7 years ($10,000 to $250,000) |
6.00% |
6.50% |
| 10 years ($25,000 to $250,000) |
6.25% |
6.75% |
| 15
years ($50,000 to $250,000)
|
6.50% |
7.00% |
Annual
Percentage Rate may be higher based on past and present credit performance.
(1) Appraisal or tax assessment must be used to establish
value.
(2) Maximum loan of $250,000 available with an appraisal report
and title search
(3) All rates are subject to change without notice. Rates published are effective as of July 1, 2008.
|
| For
information on this product, click here. |
| Click
here to apply for a loan |
Home Equity Line of Credit Rates
| Click
here for Important Terms regarding the Express Line of Credit Program
|
| Loan
To Value (LTV) |
Annual
Percentage Rate* |
| Promotional 6 Month Introductory Rate* |
4.99% |
| Up to 80% LTV ($10,000 to $250,000) |
4.50% |
| 80.01% - 90% LTV ($10,000 to $250,000) |
5.00% |
| Based on 5.00% Prime Rate as of June 30, 2008. Annual percentage rate may be higher based on past and present credit
performance. Maximum loan amount of $250,000. Appraisal or tax assessment must be used to establish value.
Maximum loan of $250,000 available with an appraisal report and title
search. LTV is 90% maximum on loan amounts above $50,000.
Minimum required initial advance on a Home Equity Line of Credit is
$10,000. All rates are effective July 1, 2008 and are subject to change without notice. Home Equity loans and lines of credit are not available in all states.
*Six-month introductory annual percentage rate of 4.99%. Maximum percentage rate not to exceed applicable prime rate plus 2% at time of adjustment. Offer not available on Justice FCU refinances. |
| For
information on this product, click here. |
| Click
here to apply for a loan |
|