• Terms up to 96 Months*
• $0 Payment for up to 90 Days**
• $0 Down Payment up to 125% Financing1
Auto buying service jfcu.groovecar.com
TruSTAGE® Car Insurance2
Maybe it’s your first car purchase (new or used), a car with a little more muscle, one that’s environmentally friendly, or more luxurious — we’ll put you in the driver’s seat with a variety of auto financing options.
Looking for confidence to negotiate the best price on a vehicle that you know you can afford? Look no further than our AutoDraft, given to Members who are pre-approved for a new or used vehicle.
You’ll score a low interest rate loan with no hidden fees. Plus, you’ll know exactly what you can afford. Simply take your AutoDraft to any dealership and purchase like a cash buyer.
How it Works: Just 3 Easy Steps
1. Apply Online, In Person or On the Phone — it’s fast and free.
2. Once approved, receive your loan package by mail as soon as the next day.
3. Make the Auto Draft payable to the dealer and drive away!
Refinancing your vehicle loan could result in savings for you. If your current vehicle loan or lease payment with another financial institution is higher than you like, refinancing your vehicle loan may help you lower your monthly payment and keep more money in your pocket.
Are You Ready to Buy Your First Car? If So, Justice Federal Can Help! We make it easy to get up to speed.
Buying a car is one of the most important financial decisions you'll ever make. That decision gets even bigger when you've never done it before. Our goal is to get you into the vehicle – and finance option-that's right for you.
Planning is important to prevent surprises when you buy your first car. To make an informed decision, it helps to do a little homework:
Get pre-approved for your auto loan and save time! With a pre-approved auto loan, you’ll know how much you qualify for, before you visit the dealership and be able to shop with a check in hand. In addition, you will eliminate the expense and pressure of dealer financing.
Buy your first car! Apply today. With a pre-approval, you can shop with a check in-hand.
Accidents Happen. Minimize the blow with GAP Plus protection.
There could be a big difference between what your insurance will pay and what you owe on your loan.
Most cars depreciate by thousands of dollars as soon as they are purchased. Unfortunately, if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you are still liable to pay the difference, or the "gap," between your insurer's settlement and your loan balance. Unfortunately, that gap will come out of your pocket for a vehicle that, no longer exists.
GAP Plus is fully refundable if you cancel the coverage within the first 90 days.
You may enroll in GAP Plus when you apply for your vehicle loan or by contacting us at 800.550.5328.
Loans aren’t just for boring stuff. We offer loans for new or used motorcycles to get you out on the open road. A loan has never been this much fun!
Borrow up to 115% of the purchase price on a new motorcycle.** On a used motorcycle we'll finance the purchase price or up to 115% of the average retail price as listed in the NADA guide,** whichever is less, when purchased from a dealer. A minimum loan amount of $2,500 is required.
How it Works: Just 3 Easy Steps
1. Apply Online, In Person or On the Phone — it’s fast and free.
2. Once approved, receive your loan package by mail as soon as the next day.
3. Make the Auto Draft payable to the dealer and drive away!
Virtual Notary, now available.
Borrow up to 100% of the purchase price on a new Boat or recreational vehicle. On a used boat or recreational vehicle, we'll finance the purchase price or up to 100% of the average retail price as listed in the NADA guide, whichever is less, when purchased from a dealer. A minimum loan amount of $2,500 is required.
How it Works: Just 3 Easy Steps
1. Apply Online, In Person or On the Phone — it’s fast and free.
2. Once approved, receive your loan package by mail as soon as the next day.
3. Make the Auto Draft payable to the dealer and drive away!
Virtual Notary, now available.
Finding your next car doesn’t need to be a hassle. Research thousands of new & pre-owned vehicles.
find your new car nowAs vehicles get older and miles add up, the likelihood for repairs increases. Mechanical Repair Coverage can help you limit out-of-pocket, costs for covered breakdowns.
*96 month Annual Percentage Rate as low as 7.89% as of September 18, 2024. Example of repayment terms: 96 monthly payments of $14.13 per $1,000 borrowed. Other rates and terms available. See Representative for details.
**Interest will continue to accrue.
1 Down payment may be required based on creditworthiness. 100-125% financing not available to all applicants.
2TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC. Coverage provided and underwritten by Liberty Mutual Insurance Company or its subsidiaries or affiliates. 175 Berkeley Street, Boston, MA 02116 USA. © 2024 Liberty Mutual Insurance. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by Justice Federal.