Share Certificates allow your money to grow with higher, market competitive rates. So whether you are saving for a new home, a special rainy day, or retirement, open a Share Certificate Account to make it easy!
Saving for retirement has become more important than ever. With an Individual Retirement Account (IRA) from Justice Federal, you can invest wisely and securely for your future.
Anyone under the age of 70½ who has earned income can establish an IRA. A person with earned income can also contribute to an IRA on behalf of a non-working spouse if the couple files a joint tax return. A Roth IRA has no age limits, but does have contribution limits based on income.
A Traditional IRA offers opportunity to reduce current taxes while enjoying tax-deferred growth potential.
Features & BenefitsContributions and earnings may be withdrawn after reaching age 59½
A Roth IRA offers opportunity to earn tax-free income with greater withdrawal flexibility in retirement.
Features & BenefitsContributions are not tax-deductible
A Rollover IRA allows you to consolidate retirement assets from former employers into one, easy to manage account while maintaining the tax-deferred status of your assets. Rollovers may be done once in a 12-month period. Transfers are handled directly between institutions with Member authorization. There is no limitation to the number of transfers you may authorize. Consult a Tax Advisor to determine if a Rollover IRA may be right for you.
Features & BenefitsAccess to a full range of investment choices while consolidating multiple 401(k) and 403(b) retirement plans
A certificate with a term of 12 months or less will lose 90 days of dividends for early withdrawal; a certificate with a term of 13 months or more will lose 180 days of dividends for early withdrawal.
A Simplified Employee Pension IRA is an employer established and funded IRA, where the employer can place up to 15% of your compensation.
Practical ideas you can apply today, to help you achieve financial security in retirement.