Remote Deposit FAQs

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How long should I retain my check once I deposit it?

Will there be a hold placed on the funds?

What if I'm not eligible to use Remote Deposit?

Is there a limit on the deposit amount or number of deposits I can make?

What apps support the Remote Deposit feature?


Are funds available immediately?


How long should I retain my check once I deposit it?
It is recommended you retain any check deposited for 60 days. After the 60 days, you should securely destroy the check.

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Will there be a hold placed on the funds?

The first $200 in funds deposited will be available immediately. Amounts deposited in excess of $200, and not exceeding $4,999.99 will have a hold and be available on the second business day. Amounts over $5,000 will have a hold and be available in five business days.

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What if I'm not eligible to use Remote Deposit?
Contact Member Services at 800.550.5328, Monday – Friday, 8:30 AM – 8:00 PM, (EST) to review your account.

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Is there a limit on the deposit amount or number of deposits I can make?
No. There is no limit to the number of deposits you may make.

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What apps support the Remote Deposit feature?
Currently, the downloadable apps for iOS (excluding the iPad2) & Android devices are supported.

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Are funds available immediately?
Funds deposited (up to $200) are available immediately. Please refer to the Funds Availability Policy in the Membership Agreement for more information.

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