Checking Account Rates
Rates effective January 1, 2020 and subject to change.
Justice National Checking Account
| Account Balance |
Dividend Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
| $2,500 |
0.050% |
0.050% |
$25 |
Beyond the Badge Checking Account
| Account Balance |
Dividend Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
| $2,500 |
0.050% |
0.050% |
$25 |
Checking Accounts: Justice National, Beyond The Badge
Members maintaining a Justice National Account or Beyond the Badge checking account will receive a 10 basis point relationship rate increase on new and renewed certificate accounts. Certificate rate increase effective by the end of the business day on date of opening or renewal. Checking account and certificate must be under the same account number. Your relationship rate will be reduced to the original dividend rate of your share certificate for the remainder of the certificate term if the applicable checking account is closed.
Savings Rates
Rates effective January 1, 2021 and subject to change.
Share Savings Account
| Account Balance |
Dividend Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
| $20,000+ |
0.100% |
0.100% |
$5 |
| $2,500 - $19,999 |
0.050% |
0.050% |
| $300 - $2,499 |
0.050% |
0.050% |
Savers Club
| Account Balance |
Dividend Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
| $20,000+ |
0.100% |
0.100% |
No minimum opening deposit |
| $2,500 - $19,999 |
0.050% |
0.050% |
| $5 - $2,499 |
0.050% |
0.050% |
Money Market Rates
Rates effective January 1, 2021 and are subject to change.
| Account Balance |
Dividend Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
Minimum Balance to Earn Dividends |
| $100,000+ |
0.350% |
0.351% |
$25.00 |
$2,500 |
| $50,000.00 - $99,999.99 |
0.250% |
0.250% |
| $25,000.00 - $49,999.99 |
0.200% |
0.200% |
| $10,000.00 - $24,999.99 |
0.150% |
0.150% |
| $2,500.00 - $9,999.99 |
0.150% |
0.150% |
Money Market
Fees or other conditions may reduce earnings. See Representative for details.
Young Savers Accounts
| Account Balance |
Dividend Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
| $20,000+ |
0.200% |
0.200% |
$5 |
| $2,500 - $19,999 |
0.150% |
0.150% |
| $5 - $2,499 |
0.150% |
0.150% |
Coverdell Education Savings Account
| Account Balance |
Dividend Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
| $5+ |
0.200% |
0.200% |
No minimum opening deposit |
Certificate Rates
Share Certificate Rates
Rates effective January 1, 2021 and subject to change.
| Term |
Dividend Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
| 60 month |
0.917%* |
0.920%* |
$500 |
| 48 month |
0.780%* |
0.782%* |
$500 |
| 36 month |
0.780%* |
0.782%* |
$500 |
| 24 month |
0.682%* |
0.684%* |
$500 |
| 18 month |
0.550%* |
0.551%* |
$500 |
| 12 month |
0.500%* |
0.501%* |
$500 |
| 6 month |
0.450%* |
0.451%* |
$500 |
| 3 month |
0.300%* |
0.300%* |
$500 |
Share Certificate Rates
A penalty will be imposed for early withdrawal from certificate accounts. Fees or other conditions may reduce earnings. Request further information from our staff concerning fees and terms applicable to the advertised accounts.
*Rate includes a 10 basis point Justice National Account (JNA) or Beyond the Badge Relationship rate increase on new and renewed certificate accounts. Certificate rate increase effective by end of day on date of opening or renewal. JNA/Beyond the Badge account and certificate must be under the same account number. Your Relationship rate will be reduced to the original dividend rate of your share certificate for the remainder of the certificate term if the JNA or Beyond the Badge account is closed.
Jumbo Share Certificate Rates
| Term |
Dividend Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
| 60 month |
1.017%* |
1.021%* |
$100,000 |
| 48 month |
0.880%* |
0.883%* |
$100,000 |
| 36 month |
0.880%* |
0.883%* |
$100,000 |
| 24 month |
0.782%* |
0.784%* |
$100,000 |
| 18 month |
0.650%* |
0.652%* |
$100,000 |
| 12 month |
0.600%* |
0.601%* |
$100,000 |
| 6 month |
0.550%* |
0.551%* |
$100,000 |
| 3 month |
0.400%* |
0.401%* |
$100,000 |
Jumbo Certificate Rates
A penalty will be imposed for early withdrawal from certificate accounts. Fees or other conditions may reduce earnings. Request further information from our staff concerning fees and terms applicable to the advertised accounts.
*Rate includes a 10 basis point Justice National Account (JNA) or Beyond the Badge Relationship rate increase on new and renewed certificate accounts. Certificate rate increase effective by end of day on date of opening or renewal. JNA/Beyond the Badge account and certificate must be under the same account number. Your Relationship rate will be reduced to the original dividend rate of your share certificate for the remainder of the certificate term if the JNA or Beyond the Badge account is closed.
Traditional and Roth IRA Share Certificate Rates
Rates effective January 1, 2021 and subject to change.
Individual Retirement Account Share
| Account Balance |
Dividend Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
| $5+ |
0.200 |
0.200 |
No minimum opening deposit |
Traditional IRA and Roth IRA Certificate Rates
| Term |
Dividend Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
| 60 month |
0.917%* |
0.920%* |
$500 |
| 48 month |
0.780%* |
0.782%* |
$500 |
| 36 month |
0.780%* |
0.782%* |
$500 |
| 24 month |
0.682%* |
0.684%* |
$500 |
| 18 month |
0.550%* |
0.551%* |
$500 |
| 12 month |
0.500%* |
0.501%* |
$500 |
| 6 month |
0.450%* |
0.451%* |
$500 |
| 3 month |
0.300%* |
0.300%* |
$500 |
Traditional IRA and Roth IRA Certificate Rates
A penalty will be imposed for early withdrawal from certificate accounts. Fees or other conditions may reduce earnings. Request further information from our staff concerning fees and terms applicable to the advertised accounts.
*Rate includes a 10 basis point Justice National Account (JNA) or Beyond the Badge Relationship rate increase on new and renewed certificate accounts. Certificate rate increase effective by end of day on date of opening or renewal. JNA/Beyond the Badge account and certificate must be under the same account number. Your Relationship rate will be reduced to the original dividend rate of your share certificate for the remainder of the certificate term if the JNA or Beyond the Badge account is closed.
Jumbo IRA and Roth IRA Certificate Rates
| Term |
Dividend Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
| 60 month |
1.017%* |
1.021%* |
$100,000 |
| 48 month |
0.880%* |
0.883%* |
$100,000 |
| 36 month |
0.880%* |
0.883%* |
$100,000 |
| 24 month |
0.782%* |
0.784%* |
$100,000 |
| 18 month |
0.650%* |
0.652%* |
$100,000 |
| 12 month |
0.600%* |
0.601%* |
$100,000 |
| 6 month |
0.550%* |
0.551%* |
$100,000 |
| 3 month |
0.400%* |
0.401%* |
$100,000 |
Jumbo, Traditional and Roth IRA
A penalty will be imposed for early withdrawal from certificate accounts. Fees or other conditions may reduce earnings. See Representative for details.
*Rate includes a 10 basis point Justice National Account or Beyond the Badge Relationship rate increase on new and renewed certificate accounts. Certificate rate increase effective by end of day on date of opening or renewal. Justice National or Beyond the Badge account and certificate must be under the same account number. Your Relationship rate will be reduced to the original dividend rate of your share certificate for the remainder of the certificate term if the applicable checking account is closed.
