JFCU logo

Savings with less effort.

Freedom Direct makes saving and earning as easy as 1, 2, 3!

Open a Freedom Direct, Justice National or Beyond the Badge checking account and Freedom Direct Savings account using our fast and secure online application in minutes. Already have Justice Federal Checking? Great! You’ve got a head start!
Set up Direct Deposit to your Checking account to qualify for the high-yield savings rate. If you're a DOJ employee, your funds may be available to you up to two days early, subject to availability. It’s payday your way!
Setup an automatic transfer to your Freedom Direct Savings account and watch your savings grow!
An automatic transfer of just $25 per week could grow your savings to $1,300 plus any earned dividends after one year!

Get Started

digital banking screen
cycle icon

Set it, and forget it.

With automatic transfers you can easily set recurring deposits to your Freedom Direct Savings. Remember, the more you save, the more you earn. With a rate of 4.20% APY*, you can sit back and watch your money grow!


Added Freedom

wallet icon

Mobile Wallet
Add your Freedom Direct Debit card and VISA Signature Credit Card to your mobile wallet to make purchases with your phone or other smart device.

map icon

135,000+ Fee-Free ATMs
Easily access the cash from your checking account at stores you already visit. ATM Locator

phone icon

Mobile First Banking
Use our Digital Banking App to complete all your banking needs— in the palm of your hand.

lock icon

NCUA Insured
Checking and Savings account deposits are NCUA insured up to the maximum allowed by law.

flag icon

Freedom from fees.

No withdrawal fees, no monthly service fees, no minimum balance requirement. That’s freedom!

Make the most of your Membership!

As a Justice Federal Member, you have opportunity to earn even more to easily deposit into your Freedom Savings!

Get $25 Real Cash when you refer an eligible family member, friend or colleague for membership.


• Get 1.5% Cash Back on every purchase with a VISA Signature Rewards Credit Card.

VISA Signature
security digital banking screen
lock icon

Enhanced Security

You’re in control with Digital Banking. Set up transaction and balance alerts, spending limits, and instantly lock your debit or credit card if you misplace it to prevent fraudulent charges – anytime, anywhere.

Legal Disclaimers & Information

*APY= Annual Percentage Yield. APY is subject to change without notice. Rate effective July 1, 2024. Freedom Direct Savings will earn 4.20% APY on balances up to $25,000 if the accountholder has direct deposit(s) of at least $500.00 to a Freedom Direct, Justice National, or Beyond the Badge Checking Account during a month. Balances over $25,000 will earn 0.150% APY and all balances in a month when qualifications are not met will earn the standard Share Savings APY starting at 0.100%. One Freedom Direct Savings per Justice Federal membership. Justice Federal reserves the right to withdraw this offer at any time. See a representative for details.