*APR = Annual Percentage Rate. Rate effective as of September 1, 2021. $500 minimum loan amount. Example of repayment terms: 72 monthly payments of $8.52 per $500 borrowed. **Limited time offer: June 1 – September 30, 2021. Justice Federal reserves the right to cease this promotional offer at any time.
*APR = Annual Percentage Rate. Rate effective as of September 1, 2021. $500 minimum loan amount. Example of repayment terms: 72 monthly payments of $17.29 per $1,000 borrowed.
*APR = Annual Percentage Rate. Rate as of September 1, 2021 and subject to change without notice. Actual APR will be determined when you apply and will be based on factors including credit history, amount financed and the term of your loan. **Interest will continue to accrue. ***Down payment may be required based on creditworthiness. 100-115% financing not available to all applicants. (1)24 monthly payments of $42.51 per $1,000 borrowed. (2)84 monthly payments of$13.73 per $1,000 borrowed. Other rates and terms available. See Representative for details.
Terms valid as of September 1, 2021. Subject to credit approval. If you have not previously received a credit card from us: An introductory rate will apply for the six-month period immediately following the date your account is established. Credit card subject to the following: Cash advance fee, convenience check fee: either 2.00% of the advance or $10 whichever is greater ($50 maximum), Foreign transaction fees: 1.00% of each foreign currency transaction in U.S. dollars or 1.00% of each U.S. Dollar transaction that occurs in a foreign country. Purchases that take place in the U.S. through a foreign merchant will be subject to the foreign transaction fee. Credit cards have no annual fee, balance transfer fee or transaction fee. To view the Credit Card Account Agreement and Federal Disclosure Statement visit www.jfcu.org or see a representative for details.
*Interest Only Home Equity Line of Credit: Maximum APR is 18.00%. Minimum APR Floor Rate is 4.00%. The rate is based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal and is subject to change quarterly. Prime Rate = 3.25% as of September 1, 2021. Closing costs range from $150-$3,000. The closing costs may vary based on the location, government recording charges and the amount of the equity loan. Interest on the amount greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. Other restrictions may apply. Interest may be tax deductible. Consult a Tax Advisor. Home Equity Lines of Credit are not available in all states.
*Subject to credit approval and underwriting review. Rates are based on evaluation of credit history. The Closing Costs are to be paid by the borrowers. PMI may be applicable . Mortgage program not available in Alaska and Hawaii. **The HomeAdvantage program is made available through CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Cash Reward is dependent on the commission paid to the agent. Cash Reward incentives are available in most states; however, are void where prohibited by law or by the lender. Justice Federal reserves the right to withdrawal this offer at any time.