You’re not just a Member...You’re an Owner.

Since 1935, Justice Federal has provided a place for Members to save and borrow; but more importantly, to belong. Share the benefits of membership by referring an eligible family member, friend or co-worker for membership and you'll both be rewarded!

Become a Member


Receive A $25 Thank You

Simply have your referral provide your name and zip code when they apply for membership. Your reward(s) will be disbursed into your primary checking or savings account when your referral establishes membership and an account with us.

Your Referral Will Receive A $25 Welcome Bonus

• Your referral must meet eligibility requirements to join.
• Provide your name and zip code at time of membership,
• Establish membership via a $5 deposit to a Share Savings Account or Young Savers Account*
• Select from their choice of products—Savings and Checking, VISA Credit Card, Consumer and Real Estate Loans

Membership Video


1. Must meet eligibility requirements and provide coupon or contact information during application online, in a branch or over the phone. Our new Online Membership Application allows new Members to input referral information in the "Where You Referred by an Existing Member?” section.
2. Must establish membership via a $5 deposit to a Share Savings Account or Young Savers Account and in addition, establish a relationship by electing any of the following products.

New Members
0-13 YEARS

Young Savers Account

New Members 18+ may choose from:

Mobile Swoosh

Become a Member


Visit Your Nearest Justice Federal Branch

Call Us 800.550.5328

Important Legal Disclaimers and Information

*Existing Member: Must be 18 years of age, in good standing, and not have caused a loss to the Credit Union to participate in the referral promotion. New Member: Must establish a Share Savings or Young Savers Account with a $5 minimum deposit, plus open one additional deposit or loan product. Share Savings Annual Percentage Yield starting at 0.050%. Young Savers Annual Percentage Yield starting at 0.150%. Referral reward and "Welcome Bonus" will be disbursed within 30 days of the New Member establishing their relationship. All new accounts are subject to approval. Not all applicants may qualify for a loan. Some restrictions may apply. "Welcome Bonus" is considered interest and will be reported on IRS 1099-INT. Offer effective November 1, 2021. Justice Federal reserves the right to withdraw this offer at any time. See Representative for details.