Whether your new to the savings game, or an established saver, Justice Federal has the account you are looking for.

Share Savings Account

Justice Federal offers a tiered, variable annual percentage yield (APY) savings account that provides greater dividends as your savings increase. A minimum of $5 is required to open a Share Savings account. Minimum share balances to earn dividends may apply. Dividends are compounded and paid quarterly.

Statements are mailed quarterly. Payroll deduction can be established to automatically deposit funds to your savings account each pay period. In addition, your accounts are easily accessible through the Phone Banking and Online Banking.


Savers Club

The perfect way to save for a vacation, a special purchase, or the holidays. The Savers Club is a term share account that lets you choose your own maturity date and the account into which the savings will be transferred to upon maturity.

Dividends are compounded and paid quarterly, and earned on an average daily balance of $5 or more. Statements are mailed quarterly. Penalties apply for early withdrawals prior to the maturity date.


Money Market Account

If you are looking for a great way to achieve higher returns while still retaining some flexibility, consider a Money Market account for the short or long term; use your money market account to transfer funds between certificate maturities and reinvestment options.

A Justice Federal Money Market Account has the following features:

  • Competitive, tiered rates
  • Dividends earned from the day of deposit
  • Low $2,500 minimum balance to earn dividends
  • Earnings posted and statements generated monthly
  • Convenient access to your funds through Online Banking, Mobile Banking,
    and Phone Banking, and up to six withdrawals per month.


The Grow With Me Account

The GROW WITH ME Account is a unique savings account that develops along with the child.

With as little as $500, you can establish a GROW WITH ME account for the child in your life.*

Any time throughout the year, family, friends, and relatives can help grow this savings account even faster by contributing up to $1,000 in new money deposits, or you may transfer up to $1,000 from the child's Young Savers account.* A great way to save all those monetary gifts children receive during the year!

Did we mention the child's certificate earns a 4.473% APY** for the first 12 months of the account?

After the first 12 months, The Grow With Me account earns the Fed Funds rate plus 1%.***

To open a GROW WITH ME account, please call 800.550.5328 or visit your nearest Branch.


*Opening deposit: $500 minimum, $10,000 maximum. Annual contributions: Up to $1,000 maximum. Opening deposit and annual contributions in new money or funds transferred from the child's Young Savers Account. New money is either: (1) Funds from another financial institution. (2) Funds that have been on deposit in a Justice Federal account for 30 days or less. Account subject to a penalty if funds are withdrawn prior to maturity date. All dividends will be forfeited if the Grow With Me account is closed prior to the teen's 18th birthday. Fees or other conditions may reduce earnings. Account must be opened for a child, grandchild, or other family member under the age of 18 using their Social Security number. Family member or legal guardian must have Justice Federal membership for minor to be eligible for this account.

**APY = Annual Percentage Yield. Introductory rate current as of January 1, 2020 and subject to change.

***Rate 13+ months based on the Federal Funds rate plus 1%.

Young Savers

Justice Federal designed the Young Savers Account especially for children to start saving money early and to learn money management skills. This account earns dividends on a minimum balance of $5. Dividends are compounded and paid monthly. Statements are mailed quarterly to the account holder. Once the account holder reaches the age of 18, the funds are automatically transferred to a regular savings account.

To open a Young Savers account, please call 800.550.5328 or visit your nearest Branch.


Share Certificates and Individual Retirement Accounts

A Share Certificate allows your money to grow with higher, market competitive rates.

An Individual Retirement Account (IRA) allows you to invest wisely and securely for your future retirement.


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Your NCUA Share Insurance Coverage

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

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Visit Your Nearest Justice Federal Branch

Call Us 800.550.5328