Share Certificates allow your money to grow with higher, market competitive rates. So whether you are saving for that new home, a special rainy day, or retirement, use our Share Certificate Account to make it easy!
Terms from 90 days to 60 months
Minimum deposit requirement as low as $500
No maximum deposit
Dividends earned from the day of deposit, compounded and paid quarterly
A quarterly statement of earnings
A maturity notice and 10 day grace period to examine reinvestment alternatives
Quick access to earnings; dividends can be credited to other share accounts or even mailed to account holder
Safe and Secure NCUA insurance
Sure Saver Certificate
The Sure Saver certificate is the surest way to save! Simply open your Sure Saver certificate with a minimum initial deposit of $100. With a $50 per month automatic transfer from any of your Justice FCU deposit accounts, over 25 months, you’ll be on your way to developing a consistent saving habit while benefiting from a high-yield certificate. A statement of your earnings is provided quarterly.
Traditional IRA Certificates
Saving for retirement has become more important than ever. With a Justice FCU Individual Retirement Account (IRA), you are investing wisely and securely for your future.
The following investment options are available:
Traditional IRA
A Traditional IRA is an account that allows you to defer taxes on earnings until they are withdrawn. Certain contributions may be tax deductible in the year they are made. Consult a Tax Representative for details. Learn More
Roth IRA
A Roth IRA offers tax-free and penalty-free withdrawals for qualified expenses. Since Roth IRA contributions are nondeductible and taxed in the year they are earned, people who expect to be in a higher tax bracket when they retire may benefit more from a Roth than from a Traditional IRA.
