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A Personal Loan or Line of Credit can help you make those big purchases you’ve been waiting on, or take control of your finances by paying off high interest rate debt.

Personal Loan

Borrow up to $50,000 with terms up to 84 months*

A Personal Loan from Justice offers flexible payment options, competitive rates and terms that can be tailored to your needs and lifestyle.

  • chevron_right Consolidate Debt
  • chevron_right Take a vacation
  • chevron_right Put some extra cash in your wallet
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*84 month Annual Percentage Rate as low as 11.99% as of October 1, 2023. Example of repayment terms: 84 monthly payments of $17.73 per $1,000 borrowed. Borrow up to $50,000 with terms up to 84 months*

Justice Line of Credit

It’s simple... Borrow what you need, when you need it. A Justice Line of Credit (JLOC) can be used to fund home improvements, consolidate bills, or protect against Justice Federal checking overdrafts.

  • chevron_right Borrow up to $40,000, no collateral required
  • chevron_right Low minimum payments
  • chevron_right Draw fund advances anytime! Existing account holders - no need to reapply.
  • chevron_right Advances may be requested by Check, Digital Banking or our Phone Banking system

Share Secured Loan

If you are looking for a low interest loan with substantial savings, consider securing your loan with your Justice Federal savings account or certificate. Your interest rate will be 3% above the highest dividend rate on that share account or share certificate.

Credit Builder Loan

If you are looking to establish credit history, improve your credit score or rebuild your credit, the Credit Builder Loan can help you.

  • chevron_right Maximum term of 12 months
  • chevron_right Maximum loan amount $2,500
  • chevron_right All loan proceeds will be placed in your Share Account and pledged as collateral until the loan is repaid.
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*APR = Annual Percentage Rate. Rate effective as of October 1, 2023. Sample Monthly Payment of $84.76 for loan amount of $1,000 at 12 months with 3.15% Annual Percentage Rate

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