Vehicle Loan Center

Auto Loans

New & Used Auto Loans


Maybe it’s your first car purchase (new or used), a car with a little more muscle, one that’s environmentally friendly, or more luxurious — we’ll put you in the driver’s seat with a variety of auto financing options.

Our AutoDraft Is Your Ticket to Buy

Looking for confidence to negotiate the best price on a vehicle that you know you can afford? Look no further than our AutoDraft — a blank check given to Members who are pre-approved for a new or used vehicle.

You’ll score a low interst rate loan with no hidden fees. Plus, you’ll know exactly what you can afford. Simply take your AutoDraft to any dealership or seller and purchase like a cash buyer.

Same great terms as our new and used vehicle loans
Autodraft blank check is valid for 60 days
Accepted by any dealership
Good as cash, which allows you to negotiate your best deal
Borrow up to 110% of the cost for a new vehicle, and up to 110% of the NADA Car Guide retail value for a used vehicle**
No penalties for early loan pay off

How it Works: Just 3 Easy Steps

  1. Apply Online, In Person or On the Phone — it’s fast and free.
  2. Once approved, receive your loan package by mail as soon as the next day.
  3. Make the Auto Draft Blank Check payable to the dealer/seller and drive away!

Vehicle Refinance

If your current auto loan or lease payment with another financial institution is higher than you like, a refinance auto loan may help you lower your monthly payment and keep more money in your pocket.

TruStage Insurance Services

Visit Your Nearest Justice Federal Branch

Call Us 800.550.5328

Important Legal Disclaimers and Information

*APR = Annual Percentage Rate. Rate as of July 1, 2017 and subject to change without notice. Annual percentage rate may be higher based on past and present credit performance. Actual APR will be determined when you apply and will be based on factors including credit history, amount financed and the term of your loan.

**Down payment may be required based on creditworthiness. 100-110% financing not available to all applicants.

***Interest will continue to accrue.

1Example repayment: 36 monthly payments of $28.60 per $1,000 borrowed.

296 monthly payments of $12.47 per $1,000 borrowed. Other rates and terms available.

3TruStage™ Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. Average annual savings based on countrywide survey of new customers from January 27, 2014 to January 16, 2015 who reported their prior insurers’ premiums when they switched to Liberty Mutual’s group auto and home program. Savings do not apply in MA.

See Representative for details.
Serving Justice Across the Nation®

Since 1935, Justice Federal Credit Union has provided a place for members to save and borrow; but more importantly, to belong.
You are not just a Member — You are an Owner.
We are proud to have remained true to our Founders’ vision of exclusively serving Members of the justice and law enforcement community and their family.

NAFCU Proud Member 2017
Equal Housing Lender

Copyright © 2017 Justice Federal Credit Union