
For first-time homebuyers, breaking into the housing market can be daunting. The median sales price has risen to $498,700 as of February 2023 — a 5% increase, according to US Census Bureau. And in some communities, price increases were much higher.
At Justice, we believe financial wellness is one of the keys to healthy living. It isn’t always about the amount of money one makes but how well one manages their finances, and it all begins with smart savings, spending, borrowing, and protecting financial and personal information.
For first-time homebuyers, breaking into the housing market can be daunting. The median sales price has risen to $498,700 as of February 2023 — a 5% increase, according to US Census Bureau. And in some communities, price increases were much higher.
Sticking to a budget during times of high inflation is challenging – but not impossible. Here are five ways to budget while in times of inflation.
Q: With inflation soaring, I want to spend my money in the best way possible. When paying for various everyday and occasional purchases, should I be using cash, credit or debit?
As you pay down your first mortgage or the value of your home increases, you develop equity. When you have equity built up in your home, borrowing against it with a home equity loan is a great way to tap into the money when you need it most.
Your auto loan will affect your monthly budget for the full term of the loan, so it’s important to do your research and make an informed decision before finalizing it.
Just as your mental and physical wellness on the job is important, financial wellness is equally as important.
I’m looking for a place to park my savings, and one option I’m considering is a share certificate. Is this a good time to open one?
Sticking to a budget during times of high inflation is challenging – but not impossible. Here are five ways to budget while in times of inflation.
As adults, how we handle finances sends a powerful message to children. That’s why it’s important to model the healthy money management behaviors that we want the kids in our lives to adopt.
Q: With inflation soaring, I want to spend my money in the best way possible. When paying for various everyday and occasional purchases, should I be using cash, credit or debit?
From groceries to gas, record-breaking inflation means the purchasing power of your money is decreasing each month. Our partner GreenPath Financial Wellness offers you the following steps to keep “budget aware” to help navigate this period of high inflation, however long it lasts.
Finance may not be the most romantic conversation topic, but it’s inarguably an important one.
As you pay down your first mortgage or the value of your home increases, you develop equity. When you have equity built up in your home, borrowing against it with a home equity loan is a great way to tap into the money when you need it most.
Your auto loan will affect your monthly budget for the full term of the loan, so it’s important to do your research and make an informed decision before finalizing it.
Debt can be a challenge to manage, even in the best of times.
New social media platforms seem to crop up all the time. The media move at the speed of information, and it seems like overnight, the most popular apps went from complete unknowns to must-haves.
Millions of people use their smartphones to check credit union accounts and other financial accounts.
Left your wallet at home? No worries; you can still pay for those purchases! Just use your phone.
Practical money management skills learned at an early age can have a lasting impact on the rest of your child’s life. In fact, this is one of the most important areas where you can truly change the course of their life.
When we think of back to school, we think of what our kids will learn to set themselves up for success as adults. Among these is understanding finances and managing money.
Can you find the words in the word find?
Let’s take a look at some ways to help make this part of the college search affordable.
Take these concerns into account as you research and make the decision that’s right for you.
Planning ahead for college is not just a matter of getting good grades and accumulating a list of extracurricular activities and awards.
Just as your mental and physical wellness on the job is important, financial wellness is equally as important.
Just as your mental and physical wellness on the job is important, financial wellness is equally as important.