Skip to main content
SMS System Maintenance: To better serve you, we will be performing SMS system updates June 11-14, 2024. During this time, you may experience slight delays in receiving SMS text message alerts and security validation codes. We apologize for any inconvenience this may cause.
JFCU logo

you're not just a member, you're an owner


LE & T FCU

Law Enforcement & Technology Federal Credit Union and Justice Federal Credit Union Announce their Intent to Merge

Justice Federal Credit Union, (Justice Federal) and Law Enforcement and Technology Federal Credit Union (LE&T FCU) are excited to announce their intent to merge contingent upon member vote. Both credit unions serve the justice and law enforcement community. Once approved, Justice Federal would serve more than 68,000 members, with twenty branches across the nation, and over $1B in assets.
Read Full Press Release        Frequently Asked Questions


Annual Report Cover 2023

Advancing Innovation: 2023 Annual Report

Without question, 2023 confirmed how our forward-looking—investment in technology transformation has been reshaping the Credit Union. Over the past five years, we’ve reengineered our systems to enable a clear, relationship-based view of all relevant information with a credit union-wide data aggregation platform and distributed analytic capabilities. We’re making it easy for Members to access a wealth of knowledge within digital banking and have made enhancements to provide more card controls, security features, and a more intuitive experience. And through what can only be described as a passion for deepening Members’ sense of control over their own finances, we’re also giving them confidence that we’ll uphold our promise to protect their interests while keeping their information secure and managing risk.
View Report

Join Now or Refer a Member

check_circle
Check Eligibility

To become a Member, you or one of your family or household members must have ties to the justice or law enforcement community.

Check Eligibility

create
Establish Membership

The following information is required―
• Social Security Number
• Driver’s License or Government ID
• Current Home Address

A $5 minimum balance in a Savings Account is required to
establish and maintain membership.

Apply Online

Check Application Status
Eagle
Refer a Member
$25 for you, $25 for them

When you refer an eligible family member, friend or colleague for Membership.*

Refer NOW


directions_car

New & Used Auto Loans
as low as
4.69% APR*
 

AUTO LOANS
attach_money

Personal Loan
as low as
7.99% APR*
 

PERSONAL LOANS
credit_card

VISA® Credit Card
as low as
11.90% APR*
 

CREDIT CARDS
request_page

Share Certificate
as high as
5.40% APY*
 

CERTIFICATES

VIEW ALL RATES

*APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates effective as of May 15, 2024.

digital banking

lock security center

Alerts

open your eyes to a credit union

About Us

It all started in the halls of Justice...

affinity partners

We are proud to have aligned ourselves with the strongest law enforcement networks in the world to offer a wealth of products and services.


Upgrade your living space

Home Equity

Interest Only

Home Equity Line of Credit

Mortgage Programs

No matter the size, or your budget, we will help you match your dream home to one of our mortgage programs.

house keys
3% DOWN PAYMENT PROGRAM

Many potential homebuyers see the down payment hurdle too high to jump. However, it just might be lower than you think! Depending on your financial situation, including credit score, assets, confirmed income, and collateral, first-time homebuyers may be able to qualify for a conforming mortgage loan from Justice Federal with as little as a three percent down payment.*


Get Pre-Approved      Check Rates
family in front of the house
ADJUSTABLE RATE MORTGAGES

An Adjustable Rate Mortgage (ARM) offers a lower initial interest rate than most fixed rate loans. The interest rate on ARM can change periodically, usually in relation to an index, resulting in a change in your monthly payment. Of course you should weigh the risk of an increase in interest rates.


Get Pre-Approved      Check Rates
grey house
FIXED RATE MORTGAGE

With a Fixed Rate Mortgage your monthly principal and interest payment is locked-in for the life of the loan. Choose a fixed rate mortgage with terms to fit your budget.


Get Pre-Approved      Check Rates

Blog

At Justice, we believe financial wellness is one of the keys to healthy living and it all begins with smart saving, spending, borrowing, and the benefits of Membership.

Featured Posts Go to Blog Home Page


Financial Literacy Month
By Justice Federal
Financial Literacy

Financial literacy is the ability to understand and use financial skills, such as responsible money management, budgeting, saving and investing for the future.

Building Financial Resilience
By Justice Federal
happy people

Does the idea of making a major financial decision or even checking your bank account stress you out? You’re not alone.

Why Your Child Should Have a Savings Account
By Justice Federal
youth savings

Kids today are growing up with more access to financial products than ever before. From mobile apps and wallets to debit cards and specialty accounts, they have so many options when it comes to managing their money.