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*APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates effective as of September 1, 2023.

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About Us

It all started in the halls of Justice...

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We are proud to have aligned ourselves with the strongest law enforcement networks in the world to offer a wealth of products and services.


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Mortgage Programs

No matter the size, or your budget, we will help you match your dream home to one of our mortgage programs.

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3% DOWN PAYMENT PROGRAM

Many potential homebuyers see the down payment hurdle too high to jump. However, it just might be lower than you think! Depending on your financial situation, including credit score, assets, confirmed income, and collateral, first-time homebuyers may be able to qualify for a conforming mortgage loan from Justice Federal with as little as a three percent down payment.*


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ADJUSTABLE RATE MORTGAGES

An Adjustable Rate Mortgage (ARM) offers a lower initial interest rate than most fixed rate loans. The interest rate on ARM can change periodically, usually in relation to an index, resulting in a change in your monthly payment. Of course you should weigh the risk of an increase in interest rates.


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FIXED RATE MORTGAGE

With a Fixed Rate Mortgage your monthly principal and interest payment is locked-in for the life of the loan. Choose a fixed rate mortgage with terms to fit your budget.


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Blog

At Justice, we believe financial wellness is one of the keys to healthy living and it all begins with smart saving, spending, borrowing, and the benefits of Membership.

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Down Payment Assistance Program
By Justice Federal
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For first-time homebuyers, breaking into the housing market can be daunting. The median sales price has risen to $498,700 as of February 2023 — a 5% increase, according to US Census Bureau. And in some communities, price increases were much higher.

How to Budget in Times of Inflation
By Justice Federal
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Sticking to a budget during times of high inflation is challenging – but not impossible. Here are five ways to budget while in times of inflation.

Cash, Credit or Debit– How Should I Pay?
By Justice Federal
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Q: With inflation soaring, I want to spend my money in the best way possible. When paying for various everyday and occasional purchases, should I be using cash, credit or debit?