Credit Card Rates
Non-Variable Rate Credit Cards
All rates are effective June 1, 2020 and are subject to change without notice.
| Card | Non-Variable Annual Percentage Rate |
Annual Fee, Balance Transfer Fee |
6-Month Introductory Rate* |
|---|---|---|---|
| VISA Platinum Rewards | 11.90% | None | 0.00% |
| VISA Gold | 13.90% | None | 0.00% |
| VISA Classic | 16.90% | None | 0.00% |
| Student VISA | 16.90% | None | 0.00% |
| Affinity VISA | 11.90% | None | 0.00% |
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Credit Card Account Agreement and Federal Disclosure Statement
Credit Card Account Agreement and Federal Disclosure Statement
Variable Rate Credit Cards
| Card | Variable Annual Percentage Rate** |
Annual Fee, Balance Transfer Fee |
6-Month Introductory Rate* |
|---|---|---|---|
| VISA Signature | 10.15% - 18.00% | None | 0.00% |
Important Legal Disclaimers and Information
*If you have previously received a Credit Card from us, the six-month introductory rate will not apply to new Platinum, Gold, Classic, or Student Credit Cards. the introductory rate will apply for the six-month period immediately following the date your account is established.
**VISA Signature: The rate is based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal and is subject to change. Actual APR is based on an evaluation of applicant credit - not all applicants will qualify for the lowest rate. The maximum annual percentage rate is 18%.