Rates | Justice Federal

Vehicle Loan Rates

New Automobile Loan Rates

Rates effective January 1, 2021 and subject to change.
Up to 115% financing for qualified applicants.

Loan Term	Loan Amount	Annual Percentage Rate as low as	Payment Example per $1,000 Borrowed
Up to 24 months	$2,500+	2.44%	$42.73
36 months	$2,500+	2.64%	$28.92
48 months	$2,500+	2.94%	$22.11
60 months	$5,000+	3.14%	$18.03
72 months	$15,000+	3.34%	$15.35
84 months	$20,000+	4.64%	$13.97
Sample Monthly Payment of $279.31 for loan amount of $20,000 at 84 months with 4.64% APR*

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Used Automobile Loan Rates

Rates effective January 1, 2021 and subject to change.
Up to 115% financing for qualified applicants.

Loan Term	Loan Amount	Annual Percentage Rate as low as	Payment Example per $1,000 Borrowed
Up to 24 months	$2,500+	2.44%	$42.73
36 months	$2,500+	2.94%	$29.05
48 months	$2,500+	3.24%	$22.24
60 months	$5,000+	3.34%	$18.12
72 months	$15,000+	3.84%	$15.57
84 months	$20,000+	4.84%	$14.06
Sample Monthly Payment of $281.18 for loan amount of $20,000 at 84 months with 4.84% Annual Percentage Rate

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New Motorcycle Loan Rates

Rates effective January 1, 2021 and subject to change.
Up to 115% financing for qualified applicants.

Loan Term	Loan Amount	Annual Percentage Rate as low as	Payment Example per $1,000 Borrowed
Up to 24 months	$2,500+	2.44%	$42.73
36 months	$2,500+	2.64%	$28.92
48 months	$2,500+	2.94%	$22.11
60 months	$5,000+	3.14%	$18.03
72 months	$15,000+	3.34%	$15.35
84 months	$20,000+	4.64%	$13.97
Sample Monthly Payment of $279.31 for loan amount of $20,000 at 84 months with 4.64% APR*

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Used Motorcycle Loan Rates

Rates effective January 1, 2021 and subject to change.
Up to 115% financing for qualified applicants.

Loan Term	Loan Amount	Annual Percentage Rate as low as	Payment Example per $1,000 Borrowed
Up to 24 months	$2,500+	2.44%	$42.73
36 months	$2,500+	2.94%	$29.05
48 months	$2,500+	3.24%	$22.24
60 months	$5,000+	3.34%	$18.12
72 months	$15,000+	3.84%	$15.57
84 months	$20,000+	4.84%	$14.06
Sample Monthly Payment of $281.18 for loan amount of $20,000 at 84 months with 4.84% Annual Percentage Rate

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New and Used Boat and RV Loan Rates

Rates effective January 1, 2021 and subject to change.

Loan Term	Loan Amount	Annual Percentage Rate as low as	Payment Example per $1,000 Borrowed
Up to 36 months	$2,500+	6.84%	$30.80
60 months	$10,000+	7.09%	$19.84
72 months	$25,000+	7.74%	$17.41
84 months	$25,000+	7.94%	$15.56
Sample Monthly Payment of $396.87 for loan amount of $20,000 at 60 months with 7.09% APR.

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New, Used, Refinance: Auto, Motorcycle, Boat and RV

*APR=Annual Percentage Rate. APR may be higher based on past and present credit performance. Actual APR will be determined when you apply and will be based on factors including credit history, amount financed and the term of your loan. Down payment may be required based on creditworthiness. **100-115% financing not available to all applicants. See Representative for details.

Personal Loan Rates

Rates effective January 1, 2021 and subject to change.

Loan Term	Loan Amount	Annual Percentage Rate as low as	Payment Example per $1,000 Borrowed
Up to 12 months	$500+	9.49%	$87.68
24 months	$1,000+	9.49%	$45.91
36 months	$2,500+	9.49%	$32.03
48 months	$3,000+	9.49%	$25.12
60 months	$5,000+	9.49%	$21.00
Sample Monthly Payment of $314.95 for loan amount of $15,000 at 60 months with 9.49% APR*

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Personal Loan

APR = Annual Percentage Rate. Rate effective as of January 1, 2021. $500 minimum loan amount. Example of repayment terms: 60 monthly payments of $21.00 per $1,000 borrowed.