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How It Works


Your referral will need to meet eligibility requirements to join Justice Federal
Check Eligibility


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Refer ONLINE:


  1. Log In to Digital Banking and provide us with your referral’s name and email address.
  2. We will provide your referral with all the information they need to join and complete the referral process.
  3. Once your referral establishes Membership via a $5 deposit into a Share Savings or Young Savers account and opens any one or more products of their choice, you will receive your $25 Referral Reward and they will receive their $25 Welcome Bonus.

Need to Register for Digital Banking? Register now or call us at 800.550.5328 Monday through Friday from 8:30 AM to 8:00 PM (EST).

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Refer IN PERSON:


  1. Simply provide your referral with your name and zip code
  2. Your referral will need to supply your name and zip code when applying for Membership online, or in a branch
  3. Once your referral establishes Membership via a $5 deposit into a Share Savings or Young Savers account and opens any one or more products of their choice, you will receive your $25 Referral Reward and they will receive their $25 Welcome Bonus.

It Pays to Be a Member

Once the new Member relationship is established, your $25 Thank You Reward will be disbursed into your primary checking or savings account and the $25 Welcome Bonus will be disbursed to your referral.*

It's as easy as that!

There is no limit to how many friends or family members you can refer.

Refer a Member Today

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Freedom Direct Savings

Grow Your Savings Faster. That’s Freedom!

Earn 4.20%APY* when you open a high-yield Freedom Direct Savings Account with Direct Deposit to Checking.

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Legal Disclaimers & Information

*Existing Member: Must be 18 years of age, in good standing, and not have caused a loss to the Credit Union to participate in the referral promotion. New Member: Must establish a Share Savings or Young Savers Account with a $5 minimum deposit, plus open one additional deposit or loan product. Share Savings Annual Percentage Yield starting at 0.050%. Young Savers Annual Percentage Yield starting at 0.150%. Referral reward and “Welcome Bonus” will be disbursed within 30 days of the New Member establishing their relationship. All new accounts are subject to approval. Not all applicants may qualify for a loan. Some restrictions may apply. “Welcome Bonus” is considered interest and will be reported on IRS 1099-INT. Offer effective August 1, 2024. Justice Federal reserves the right to withdraw this offer at any time. See Representative for details.