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Special Member Assistance

We Stand Ready to Offer Special Assistance in the Event of a Federal Government Shutdown

As chances for a Federal Government shutdown rise, Justice Federal Credit Union stands ready to offer special assistance in the form of unsecured, low interest rate loans and deferred payments to all Members of the Department of Justice and the Department of Homeland Security in the event a Federal government shutdown or furlough occurs.

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"We are here to take care of our Members, and stand ready to offer special assistance should the government shutdown― it’s our promise," said Peter Sainato, President & CEO.

Special Assistance Loan

  • • Unsecured up to $5,000
  • • 0% APR* for 90 days
  • • Rate converts to 4.90% APR* for 24 months, after first 90 days
  • • First payment deferred for up to 60 days**
  • • The loan amount is based on the Member’s net pay deposit, with direct deposit required
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Special Assistance for Consumer Loans

Members in good standing may request to defer payments on consumer loans.**

Special Assistance for VISA® Credit Cards

Members in good standing may request to defer payments on VISA Credit Cards.**

Special Assistance for First Mortgage Home Loans
Members in good standing may request assistance with a Justice Federal First Mortgage.

Special Assistance for Share Certificates
Members with a non-IRA Share Certificate may withdraw funds with no early withdrawal penalty.***

To learn more, visit your nearest branch, or call 800.550.5328 for special requests, eligibility, restrictions and qualifications, or apply online for the Special Assistance Loan.

Not a Member? Join Today! Ask us how we can assist you. Visit your nearest branch, or call 800.550.5328.

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Important Legal Disclaimers and Information

*APR=Annual Percentage Rate. Rates as of December 1, 2017 and subject to change. Maximum loan amount $5,000. Example of repayment terms: 24 monthly payments of $43.83 per $1,000 borrowed. For amounts greater than $5,000.00 the APR may be higher based on past and present credit performance. Actual APR will be determined when you apply and will be based on factors including credit history, amount financed and the term of your loan.

**Interest will continue to accrue. Membership required. Electing to skip a payment may affect the amount of a future GAP claim. Please refer to your GAP Waiver. The Credit Union is not responsible for any reduction in GAP coverage.

***Does not apply to Individual Retirement Accounts or promotional certificates.

Justice Federal reserves the right to withdraw this offer at any time without notice. See Representative for details.