Justice Federal Credit Union Stands Ready

As Congress works to finalize federal funding bills before the January 30, 2026, deadline, Justice Federal stands ready to assist impacted Members should a partial government shutdown affect their financial health.

Understanding the Impact of a Government Shutdown

We recognize that a shutdown of the federal government can create unexpected financial stress for employees directly impacted. We are committed to standing by our Members—ensuring you have access to resources and financial assistance necessary to navigate financial hardship.

How We Can Help

If you, your loved ones, or anyone you know might be affected by the partial shutdown, we recommend contacting us—or passing this message along—before any financial difficulties or credit issues arise. Our team is ready to offer tailored financial assistance to guide you confidently through these uncertain times.

Membership Eligibility

Justice Federal Credit Union Membership is available to employees and retirees from the justice, law enforcement, and public safety community, their immediate families and those who support law enforcement. Membership also extends to employees, members, and families linked to over a hundred of our partner organizations, including the National Active and Retired Federal Employees Association (NARFE), and Concerns of Police Survivors (C.O.P.S.). View our eligibility list to learn more.

Special Assistance for Members

In the event of a partial government shutdown, the following services will be made available to new and existing Members who are directly impacted:

• Special Assistance Furlough Loan*
  Members may request a Special Assistance Furlough Loan up to their net pay for one month at 5.99% APR** for up to 12 months with the option to defer payment for up to 60 days.***


• Deferred Loan Payments*
  Members may qualify to defer Consumer Loan and VISA Credit Card payments for up to 30 days. Based on the length of the Federal Government shutdown, Members may request an additional 30-day deferment.***


• Mortgage Assistance*
  Mortgage forbearance may be available. Please inquire with a Justice Federal Mortgage Counselor.


• Confidential Financial Counseling
  Access to free, confidential financial counseling is available to help you manage your finances.
  
  To speak to a Representative with our partner, GreenPath Financial Wellness, call 877.337.3399. Monday–Thursday: 8:00 AM – 10:00 PM, ET, Friday: 8:00 AM–7:00 PM, ET, Saturday: 9:00 AM–1:00 PM, ET.
  
  To speak to a Credit Union Certified Financial Counselor, visit your nearest branch, or call 800.550.5328, Monday through Friday, 8:30 AM to 4:00 PM ET.


• Federal, State, County Resources are available, visit jfcu.org/FederalResources

Not a Member yet? Join Today!

A $5 minimum balance in a Savings Account is required to establish and maintain membership.

Check Eligibility