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It’s so easy

1. Establish Membership at jfcu.org1
2. Open a Student Rewards Checking Account2
3. Receive a $25 Bonus3

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Digital Banking Login screen

banking on your future

Student VISA Rewards Debit
Student checking

What’s quicker and smarter than paying by cash? A Student Rewards VISA debit card, the card that rewards you for purchases. It's faster than digging change out of your pocket — the average VISA debit card purchase takes just 30 seconds to process!

chevron_right Shop at bookstores, supermarkets, restaurants, gas stations, online – anywhere Visa debit cards are accepted.

chevron_right Earn Exceptional Rewards on signature debit card purchases, redeemable for travel, airfare and name brand merchandise.

chevron_right Access thousands of surcharge free ATMs worldwide

chevron_right No minimum balance, or monthly service fees

chevron_right Free Digital and Phone banking

chevron_right Free account Alerts, eTransfers, and eStatements

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Student VISA Rewards Credit
Student credit

You know, there's only one way to handle credit — responsibly. Start now with a Student Rewards Visa credit card and establish credit for your future.

chevron_right 0% APR** 18-months Introductory Rate on purchases, balance transfers, and cash advances

chevron_right 16.90% Non-Variable APR** after Introductory Rate

chevron_right No annual fee, No balance transfer fee

chevron_right Earn Exceptional Rewards redeemable for travel, airfare, name-brand merchandise and more!

chevron_right Credit limits of $250 - $10,000 with approval of parent or guardian's co-application

chevron_right Cash advances from any PLUS® or VISA Network ATM

chevron_right Worldwide acceptance

chevron_right Emergency card replacement

chevron_right Travel emergency & assistance

chevron_right Warranty Manager

chevron_right VISA SECURE Advanced security for your online purchases

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First Time Auto Buyer

happy car owner

Buying a car is one of the most important financial decisions you'll ever make. That decision gets even bigger when you've never done it before. Our goal is to get you into the vehicle and finance option that's right for you.
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Find, Drive & Save


Finding your first car doesn’t need to be a hassle. Research thousands of new & pre-owned vehicles.
Start here for lower payments

Education Assistance Line of Credit

Do you need assistance with college tuition or dorm expenses? Are you working toward a degree or certification? Do you have children attending private K-12 schools? When Federal Loans, grants and scholarships are not enough, an Education Assistance Line of Credit can help bridge the gap.

Our Education Assistance Line of Credit was created for you with:

chevron_right Loan amounts from $500 to $40,000

chevron_right Rates as low as 8.90% APR1

chevron_right Initial payment may be deferred for up to 90 days2

Disbursement of Funds:

Loan proceeds are made payable to the school, college or university of your choice or you may choose to submit your paid receipts for reimbursement of qualifying expenses.

Annual Scholarship Competition

Building futures across the nation

Finding money for your education can be a challenge. We encourage you to compete in our annual Scholarship Competition. The competition was established to encourage continuing education while reaching out to the justice and law enforcement communities.
Learn More

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Legal Disclaimers & Information

*To open a Student Rewards Checking account, member must be 13 years of age and a full time student. If under 18 years of age, a joint owner who is at least 21 years of age must be on the account. When the student reaches 23 years of age, the Student Rewards Checking account will convert to a Justice National Checking Account (JNA) automatically.

**APR = Annual Percentage Rate. Offer as of October 1, 2023. Subject to credit approval. An introductory rate will apply for the eighteen-month period immediately following the date your account is established. If you have previously received a Credit Card from us within the last 3 years, the eighteen-month introductory rate will not apply to new Credit Cards. VISA's Zero Liability Policy does not apply to ATM transactions, or to PIN transactions not processed by VISA, or if you were grossly negligent or fraudulent in the handling of your card. Proof of reasonable income required. VISA Platinum and Student VISA Credit Card subject to the following: Cash advance fee, convenience check fee: either 2.00% of the advance or $10 whichever is greater ($50 maximum), Foreign transaction fees: 1.00% of each foreign currency transaction in U.S. dollars or 1.00% of each U.S. Dollar transaction that occurs in a foreign country. Credit card has no annual fee, balance transfer fee or transaction fee.

***Includes 300+ CO-OP Shared Branch express self-service locations.

1APR = Annual Percentage Rate. Annual Percentage Rate as of October 1, 2023 and subject to change without notice. Annual Percentage Rate (APR) is based on evaluation of applicant's creditworthiness. Your actual APR will be stated and disclosed at the time of disbursement.

2Interest will continue to accrue.

3To establish membership, a minimum $5 deposit is required to a Young Savers Account for children under 18 years of age. Upon age 18, the Young Savers Account funds will be automatically transferred to a Share Savings Account. Account must be opened for a child, grandchild, or other family member under the age of 18 using their Social Security number. Young Savers Annual Percentage Yield starting at 0.150%. Family member or legal guardian must have Justice Federal membership for minor to be eligible for this account. 4To open a Student Rewards Checking account, member must be 13 years of age and a full-time student. If under 18 years of age, a joint owner who is at least 21 years of age must be on the account. When the student reaches 23 years of age, the Student Rewards Checking account will convert to a Justice National Checking Account (JNA) automatically. 5Members will receive a “$25.00 Bonus” disbursed on or before September 15, 2023, to their new Student Checking Account in good standing. The “$25 Bonus” is considered interest and will be reported on IRS 1099-INT. Offer available for a limited time, July 1 - August 31, 2023. Justice Federal reserves the right to withdraw this offer at any time. See Representative for details.

Credit Card Account Agreement and Federal Disclosure Statement