Legal Disclaimers & Information
*To open a Student Rewards Checking account, member must be 13 years of age and a full time student. If under 18 years of age, a joint owner who is at least 21 years of age must be on the account. When the student reaches 23 years of age, the Student Rewards Checking account will convert to a Justice National Checking Account (JNA) automatically.
Credit Card Account Agreement and Federal Disclosure Statement
**APR = Annual Percentage Rate. Offer as of October 1, 2023. Subject to credit approval. An introductory rate will apply for the eighteen-month period immediately following the date your account is established. If you have previously received a Credit Card from us within the last 3 years, the eighteen-month introductory rate will not apply to new Credit Cards. VISA's Zero Liability Policy does not apply to ATM transactions, or to PIN transactions not processed by VISA, or if you were grossly negligent or fraudulent in the handling of your card. Proof of reasonable income required. VISA Platinum and Student VISA Credit Card subject to the following: Cash advance fee, convenience check fee: either 2.00% of the advance or $10 whichever is greater ($50 maximum), Foreign transaction fees: 1.00% of each foreign currency transaction in U.S. dollars or 1.00% of each U.S. Dollar transaction that occurs in a foreign country. Credit card has no annual fee, balance transfer fee or transaction fee.
***Includes 300+ CO-OP Shared Branch express self-service locations.
1APR = Annual Percentage Rate. Annual Percentage Rate as of October 1, 2023 and subject to change without notice. Annual Percentage Rate (APR) is based on evaluation of applicant's creditworthiness. Your actual APR will be stated and disclosed at the time of disbursement.
2Interest will continue to accrue.
3To establish membership, a minimum $5 deposit is required to a Young Savers Account for children under 18 years of age. Upon age 18, the Young Savers Account funds will be automatically transferred to
a Share Savings Account. Account must be opened for a child, grandchild, or other family member under the age of 18 using their Social Security number. Young Savers Annual Percentage Yield starting at
0.150%. Family member or legal guardian must have Justice Federal membership for minor to be eligible for this account.
4To open a Student Rewards Checking account, member must be 13 years of age and
a full-time student. If under 18 years of age, a joint owner who is at least 21 years of age must be on the account. When the student reaches 23 years of age, the Student Rewards Checking account will convert
to a Justice National Checking Account (JNA) automatically.
5Members will receive a “$25.00 Bonus” disbursed on or before September 15, 2023, to their new Student Checking Account in good standing.
The “$25 Bonus” is considered interest and will be reported on IRS 1099-INT. Offer available for a limited time, July 1 - August 31, 2023. Justice Federal reserves the right to withdraw this offer at any time. See
Representative for details.