Student Services

Banking on Your Future

Go forward with confidence!

Security Alert: Card Cracking
Not What It’s Cracked Up To Be

It may seem innocent, you see a post on a social media site announcing a contest, or, maybe a webpage that claims to have a celebrity affiliation is offering a gift card giveaway. The variations are endless, but here’s the tip-off that fraud is afoot. At some point, you’re asked for your bank account information, PIN number, or online banking credential. That’s when you can bank on the fact that those “innocent” offers aren’t what they’re cracked up to be, instead you stumbled upon a scam called “card cracking.”   LEARN MORE

Student Rewards Debit Account*

What’s quicker and smarter than paying by cash? A Student Rewards VISA debit card, the card that rewards you for purchases. It's faster than digging change out of your pocket — the average VISA debit card purchase takes just 30 seconds to process!

Shop at bookstores, supermarkets, restaurants, gas stations, online – anywhere Visa debit cards are accepted.

Earn Exceptional Rewards on signature debit card purchases, redeemable for travel, airfare and name brand merchandise.

Access thousands of surcharge free ATMs worldwide

No minimum balance, or monthly service fees

Free Digital and Phone banking

Free account Alerts, eTransfers, and eStatements

Student Rewards VISA® Credit Card**

You know, there's only one way to handle credit — responsibly. Start now with a Student Rewards Visa credit card and establish credit for your future.

0% APR** 6-Month Introductory Rate on purchases, balance transfers, and cash advances

16.90% Non-Variable APR** after Introductory Rate

No annual fee, No balance transfer fee

Earn Exceptional Rewards redeemable for travel, airfare, name-brand merchandise and more!

Credit limits of $250 - $10,000 with approval of parent or guardian's co-application

Cash advances from any PLUS® or VISA Network ATM

Worldwide acceptance

Emergency card replacement

Travel emergency & assistance

Warranty Manager

VISA SECURE Advanced security for your online purchases

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Education Assistance Line of Credit

Do you need assistance with college tuition or dorm expenses? Are you working toward a degree or certification? Do you have children attending private K-12 schools?
When Federal Loans, grants and scholarships are not enough, an Education Assistance Line of Credit can help bridge the gap.

Our Education Assistance Line of Credit was created for you with:

Loan amounts from $500 to $40,000
Rates as low as 8.90% APR1
Initial payment may be deferred for up to 90 days2


Disbursement of Funds

Loan proceeds are made payable to the school, college or university of your choice or you may choose to submit your paid receipts for reimbursement of qualifying expenses.

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First Time
Auto Buyer

Buying a car is one of the most important financial decisions you'll ever make. That decision gets even bigger when you've never done it before.
Our goal is to get you into the vehicle and finance option that's right for you.


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Find, Drive & Save

Finding your first car doesn’t need to be a hassle. Research thousands of new & pre-owned vehicles.


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Annual Scholarship

Building Futures Across the Nation

Finding money for your education can be a challenge. We encourage you to compete in our annual Scholarship Competition. The competition was established to encourage continuing education while reaching out to the justice and law enforcement communities.


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Visit Your Nearest Justice Federal Branch

Call Us 800.550.5328

Important Legal Disclaimers and Information

*To open a Student Rewards Checking account, member must be 13 years of age and a full time student. If under 18 years of age, a joint owner who is at least 21 years of age must be on the account. When the student reaches 23 years of age, the Student Rewards Checking account will convert to a Justice National Checking Account (JNA) automatically.

**APR = Annual Percentage Rate. Offer as of October 1, 2021. Subject to credit approval. If you have not previously received a credit card from us: An introductory rate will apply for the six-month period immediately following the date your account is established. Introductory rate not applicable to VISA Share Secured Card. VISA's Zero Liability Policy does not apply to ATM transactions, or to PIN transactions not processed by VISA, or if you were grossly negligent or fraudulent in the handling of your card. The Student VISA Rewards Credit Card cannot be issued to students under the age of 21 unless they have an adult cosigner or show proof that they have the means to repay the debt. Proof of reasonable income required. Credit card subject to the following: Cash advance fee, convenience check fee: either 2.00% of the advance or $10 whichever is greater ($50 maximum), Foreign transaction fees: 1.00% of each foreign currency transaction in U.S. dollars or 1.00% of each U.S. Dollar transaction that occurs in a foreign country. Credit cards have no annual fee, balance transfer fee or transaction fee.

***Includes 300+ CO-OP Shared Branch express self-service locations.

1APR = Annual Percentage Rate. Annual Percentage Rate as of October 1, 2021 and subject to change without notice. Annual Percentage Rate (APR) is based on evaluation of applicant's creditworthiness. Your actual APR will be stated and disclosed at the time of disbursement.

2Interest will continue to accrue.

Credit Card Account Agreement and Federal Disclosure Statement